A home warranty provides extra protection by covering the repair or replacement of major home systems and appliances. Many Home Ownership Programs recommend securing a home warranty during or shortly after purchase. It’s especially useful for first-time buyers who may not be financially prepared for unexpected repairs.

While warranties don’t cover every issue, they can save homeowners from high out-of-pocket expenses. Home ownership programs often work with trusted providers to offer affordable plans tailored to new homeowners. Knowing that your heating, plumbing, or electrical systems are covered offers peace of mind. It’s a practical move that makes homeownership less stressful and more predictable, especially in the early years.

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